20522 Ardore Lane, Estero, FL 33928
For Sale $649,000
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A two-story with all the glory, a stunning residence in the highly sought-after gated community of Bella Terra in Estero. This 4+Den, 3-bath, two-story home spans 2,557 square feet of beautifully upgraded living space, offering features typically reserved for luxury homes in the $2M–$3M range. Nearly every aspect of this property has been enhanced, beginning with a new roof (2020), a brand-new HVAC system (2025), and a European high-capacity tankless water heater (2025), ensuring long-term comfort and peace of mind. The centerpiece of the home is a remarkable $70,000 European-inspired kitchen featuring $50,000 quartz countertops, top-of-the-line appliances, dual dishwashers, double laundry setups, and custom designer feature walls with a statement fireplace. Additional upgrades include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, a mini-split A/C in the garage, blown-in insulation, a full LED lighting package, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional electrical wiring. The screened lanai with its picture-window design provides a serene space to relax and take in the tranquil surroundings. Bella Terra residents enjoy resort-style amenities with low HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, an inline skating rink, playgrounds, sports fields, and scenic walking trails. Perfectly located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the beaches of Bonita and Barefoot, this home offers the perfect blend of luxury, lifestyle, and convenience. With over $200,000 in recent upgrades, 20522 Ardore Lane is move-in ready and truly one of a kind.
Breakfast Bar
Built In Features
Separate Formal Dining Room
Dual Sinks
Pantry
Shower Only
Separate Shower
Cable Tv
Upper Level Primary
Walk In Closets
High Speed Internet
Loft
Split Bedrooms
Basketball Court
Bocce Court
Clubhouse
Sport Court
Fitness Center
Hobby Room
Library
Playground
Pickleball
Park
Pool
Spa Hot Tub
Sidewalks
Tennis Courts
Trails
Management
Taxes: $6,716.10
Tax Year: 2024
HOA Fee 1: $238.00
HOA Fee 2: $573.00
HOA Frequency 1: Quarterly
HOA Frequency 2: Quarterly
Room For Pool
Shutters Electric
Shutters Manual
Dryer
Dishwasher
Electric Cooktop
Freezer
Disposal
Microwave
Range
Refrigerator
Water Purifier
Washer
Y
Elementary School: Pinewoods Elementary
Middle School: Three Oaks Middle
Junior High: Three Oaks Middle
High School: Choice
Building Description: Two Story
MLS Area: Es03 - Estero
Total Square Footage: 3,015
Total Floors: 2
Construction: Block, Concrete, Stucco
Short Sale: No
Date Listed: 2025-09-26 19:37:19
Pool Description: Community
Private Spa: Y
Furnished: Unfurnished
Den: Y
Windows: Single Hung, Impact Glass, Shutters
Parking: Attached, Garage, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Vinyl
Roof: Tile
Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric
Storm Protection: Electric Shutters, Impact Glass, Manual Shutters, Screen Shutters
Security: Gated With Guard
Laundry: Washer Hookup, Dryer Hooku
Irrigation: Municipal
Pets: Call, Conditional
Restrictions: Architectural, No Commercial, No Rv
Sewer: Public Sewer
Lot Desc.: Irregular Lot
Amenities: Basketball Court, Bocce Court, Clubhouse, Sport Court, Fitness Center, Hobby Room, Library, Playground, Pickleball, Park, Pool, Spa Hot Tub, Sidewalks, Tennis Courts, Trails, Management
Listing Courtesy Of: Real Broker, Llc
george@redhotnaples.com
A two-story with all the glory, a stunning residence in the highly sought-after gated community of Bella Terra in Estero. This 4+Den, 3-bath, two-story home spans 2,557 square feet of beautifully upgraded living space, offering features typically reserved for luxury homes in the $2M–$3M range. Nearly every aspect of this property has been enhanced, beginning with a new roof (2020), a brand-new HVAC system (2025), and a European high-capacity tankless water heater (2025), ensuring long-term comfort and peace of mind. The centerpiece of the home is a remarkable $70,000 European-inspired kitchen featuring $50,000 quartz countertops, top-of-the-line appliances, dual dishwashers, double laundry setups, and custom designer feature walls with a statement fireplace. Additional upgrades include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, a mini-split A/C in the garage, blown-in insulation, a full LED lighting package, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional electrical wiring. The screened lanai with its picture-window design provides a serene space to relax and take in the tranquil surroundings. Bella Terra residents enjoy resort-style amenities with low HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, an inline skating rink, playgrounds, sports fields, and scenic walking trails. Perfectly located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the beaches of Bonita and Barefoot, this home offers the perfect blend of luxury, lifestyle, and convenience. With over $200,000 in recent upgrades, 20522 Ardore Lane is move-in ready and truly one of a kind.
Property Details
Price: $649,000
Sq Ft: 2,557
($254 per sqft)
Bedrooms: 4
Bathrooms: 3
City: Estero
County: Lee
Type: Single Family
Development: Bella Terra
Acres: 0.24
Virtual Tour/Floorplan: View
Year Built: 2006
Listing Number: 225072484
Status Code: A-Active
Taxes: $6,716.10
Tax Year: 2024
Garage:
2.00
/
Y
Furnishings: Unfurnished
Pets Allowed: Call,Conditional
Total Recurring Fees: $3,244
Interior Features:
Breakfast Bar
Built In Features
Separate Formal Dining Room
Dual Sinks
Pantry
Shower Only
Separate Shower
Cable Tv
Upper Level Primary
Walk In Closets
High Speed Internet
Loft
Split Bedrooms
Amenities:
Basketball Court
Bocce Court
Clubhouse
Sport Court
Fitness Center
Hobby Room
Library
Playground
Pickleball
Park
Pool
Spa Hot Tub
Sidewalks
Tennis Courts
Trails
Management
Financial Information:
Taxes: $6,716.10
Tax Year: 2024
HOA Fee 1: $238.00
HOA Fee 2: $573.00
HOA Frequency 1: Quarterly
HOA Frequency 2: Quarterly
Exterior Features:
Room For Pool
Shutters Electric
Shutters Manual
Equipment:
Dryer
Dishwasher
Electric Cooktop
Freezer
Disposal
Microwave
Range
Refrigerator
Water Purifier
Washer
View:
Y
School Information:
Elementary School: Pinewoods Elementary
Middle School: Three Oaks Middle
Junior High: Three Oaks Middle
High School: Choice
Additional Information:
Building Description: Two Story
MLS Area: Es03 - Estero
Total Square Footage: 3,015
Total Floors: 2
Construction: Block, Concrete, Stucco
Short Sale: No
Date Listed: 2025-09-26 19:37:19
Pool Description: Community
Private Spa: Y
Furnished: Unfurnished
Den: Y
Windows: Single Hung, Impact Glass, Shutters
Parking: Attached, Garage, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Vinyl
Roof: Tile
Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric
Storm Protection: Electric Shutters, Impact Glass, Manual Shutters, Screen Shutters
Security: Gated With Guard
Laundry: Washer Hookup, Dryer Hooku
Irrigation: Municipal
Pets: Call, Conditional
Restrictions: Architectural, No Commercial, No Rv
Sewer: Public Sewer
Lot Desc.: Irregular Lot
Amenities: Basketball Court, Bocce Court, Clubhouse, Sport Court, Fitness Center, Hobby Room, Library, Playground, Pickleball, Park, Pool, Spa Hot Tub, Sidewalks, Tennis Courts, Trails, Management
Map of 20522 Ardore Lane, Estero, FL 33928
Listing Courtesy Of: Real Broker, Llc
george@redhotnaples.com